We’re a social mission driven business – our goal is to provide better borrowing choices for working people and end predatory lending practices. With over 50 million workers in the US with limited access to mainstream financial products, we’ve got our work cut out for us. Emerge provides workplace-based affordable personal loan products and financial counseling services designed to help underbanked workers obtain small dollar loans, build credit, establish savings plans, avoid predatory lenders and improve their overall financial stability.

Please see a white paper about the problem here.

The Change We Seek

Helping workers lead more financially stable lives is the change we seek at Emerge. We believe there’s a scalable, sustainable business model for migrating millions of underbanked workers to mainstream banking relationships through their workplace. Emerge keeps money in workers’ pockets, improves their financial knowledge and skills, and strengthens their credit so that they qualify for low-interest mainstream bank products. Emerge gives workers the tools and resources needed to stay out of debt, build financial stability, and change their lives. Click here or here to watch a video about Emerge.